Health Insurance for Foreigners in Turkey
Getting your compulsory Turkish health insurance is as "Easy as 1, 2, 3!"Turkish Residence Permit Health Insurance -
It is now mandatory for foreigners from specific countries to have valid health insurance. Foreigners can purchase Groupama Sigorta's new product; "FIT - Foreigners in Turkey" Online - See below
STEP 1 Get your instant online quote; here;
If your happy with the quote, select "Submit to Groupama Sigorta"
STEP 2 Receive official Groupama Insurance proposal & Full Coverage info + Health declaration form from Groupama Sigorta.
STEP 3 Make payment for your policy (either by credit card or bank transfer) & Groupama Sigorta will send your
- Meets legal requirements and is accepted by the Immigration department in Turkey
- Policy coverage is for those between 0-65 years old
- All documents are issued directly from Groupama Sigorta Head office, Istanbul
- All documents are issued in both English & Turkish language
- Full support from English speaking Groupama Sigorta staff
- Documents are sent by both email & post
- Documents can be issued same day for emergency policies
- Prices are set by Groupama Sigorta
- Payments can be made by bank transfer or credit card
- Documents can be dispatched to any where in Turkey
Do you need legal assistance with your Turkish residence permit application?
» Contact YellAli
YellAli.com has partnered with Groupama Sigorta - Read more about our partnership » here.
What are the coverages covered by FIT Insurance ?In the table below, you may find the coverages : contracted healthcare institutions. For more details : » www.groupama.com.tr/UserFiles/File/Yeni_14.01.2014/FIT-Yabanci_Uyruklu_Ozel_Saglik_Sigortasi_Ozel_Sartlari_ENG.pdf What is the age limit of FIT Insurance ? The Groupama Sigorta FIT product is available to customers up to age of 65. New customers who join at 65 years old can remain with Groupama Sigorta as a permanent renewal. Does this FIT insurance meet the minimum requirements for residency permits? FIT insurance is totally compliant for Residence Permit requirements for you and your family. Besides, covering the minimum requirements, it offers several advantages : § In case of an illness or an accident , expenses for inpatient and outpatient cares are covered § Valid in all private health institutions § No insured’s contribution in contracted institutions for inpatient cares . § 24/7 Health Assistance § Affordable premium, payment with Turkish or Foreign Credit card. What does the Domestic Emergency Assistance Service cover? Domestic emergency assistance includes transportation to the nearest hospital or health institution by land ambulance (or scheduled flight). The assistance company arranges organization and pay for the fees of land ambulance and for air ambulance in the limit of medical treatment. How is the premium determinated ? The insurance premium is calculated based on the standard tariff premiums as established for the age, the gender and the chosen plan by taking into account the criteria of loss/premium ratio of the insured, current disease risks of the insured and list of contracted institutions for health insurance for foreigners being in effect for the policy. For any disease/disorder of the insured, additional premium for disease within the range of 5 to 50% per disease can be applied. What are the payment facilities ? You can spread the cost of your annual private health insurance policy when you purchase Groupama Sigorta's FIT health Insurance online. When you purchase online , your premium can b e paid over a period of 9 months. 9 months annuity * YKB -‐ World * Garanti Bank. -‐ Bonus * İş Bank. -‐ Maximum * Akbank -‐ Axess * Bank Asya – Asya Kart * Halkbank -‐ Paraf Kart * HSBC – Advantage When Can I benefit from the coverages? Expenses incurred for outpatient diagnosis, outpatient treatment, minor procedure, surgical and inpatient diagnosis and treatment of the following diseases and complications are excluded from the coverage for 12 months following the date of being insured b y Groupama Sigorta first time ever, except for the cost of the physician’s initial examination: Cardiac, Cancer, Organ Transplantation and Organ Failure, Adhesiolysis, Chronic Diseases (Diabetes, Hypertension, COPD, MS, etc.), Hernias, Hemorrhoid / Anal Fistula, Anal Fissure / Anal Abscess, Perianal Abscess, Bartholin’s Abscess/Cyst, Breast Diseases, Tonsillitis, Adenoid, Thyroid Gland Diseases/Goiter, Otitis Media, Cataract, Glaucoma and Retinal Diseases, Disc Diseases (Discopathy), Gall Bladder and Bili ary Track Diseases, Urinary System Stone, Ovary Cyst, Myoma and Prostate Diseases, Sinus Pilonidalisis, any benign tumor -‐ Mass -‐ Polyp -‐ Lipoma -‐ Nevus Wart (Verruca), Cyst, Carpal Tunnel Syndrome, Ulnar Tunnel Syndrome, Varicose, Coxarthrosis, gastroesop hagial reflux, peptic ulcer, auto -‐ sclerosis, endometriosis, endometrioma, sinusitis, hygroma, stress incontinence, cystorectocele, shoulder and knee surgery (meniscus, cartilage, synovia and ligament lesions, etc.). Which hospitals are contracted ones? The list of healthcare institutions contracted for health ınsurance provided to foreigners can be find by following the link : » www.groupama.com.tr/en/content.aspx?Id=54&ParentId=51&S=True by choosing “ Health Insurance for Foreign Nationals ” as type of network. What if I go to a non -‐ contracted hospital or health institution..? If you choose to go to a non -‐ contracted hospital or health institution, the limit of the coverage regarding your treatment is not the same as in the contracted hospitals. As for example, in a contracted hospital, the insured will pay no contribution for inpatient treatment. But if he chooses a non-‐contracted hospital, he must pay %20 of the total treatment amount. What should I do to get FIT insurance? Follow the online steps » here:- (You are buying direct from Groupama Sigorta, no agent or broker) If I have any problem or question that arises (eg: when visiting a doctor/ payment inquiries) who do I call? For any concern you can reach Groupama Medical Customer Services on 0850 250 50 50 or by mail at email@example.com
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